While teaching as a Visiting Faculty in a few BBA and MBA Colleges in Delhi, I try to make my sessions interesting, by sharing some stories from my stock, collected over the years, from various sources. The idea is to make learning fun, since I am of the firm belief that what one learns in a humorous way, one seldom forgets in life. I now intend to share a few such stories with the obvious morals attached to them, with my students, readers and colleagues from the Bank and my other well wishers.

Here is the first story:

A man is getting into the shower just as his wife is finishing up her shower when the doorbell rings. The wife quickly wraps herself in a towel and runs downstairs. When she opens the door, there stands Bob, the next door neighbor. Before she says a word, Bob says:” l will give you $800 to drop that towel.” After thinking for a moment, the woman drops her towel and stands naked in front of Bob. After a few seconds, Bob hands her $800 dollars and leaves. The woman wraps back up in the towel and goes back upstairs. When she gets to the bathroom, her husband asks:” Who was that?” “It was Bob the next door neighbor”, she replies. “Great!” the husband says: “Did he say anything about the $800, he owes me?” 

Moral of the story:

If you share critical information pertaining to credit and risk with your shareholders in time, you may be in a position to prevent avoidable exposure. 

BTW, this story is the USAversion. I have already posted it earlier in the form of more popular Santa Banta brand of humor on my blog. Here is the link :


Keep smiling…..

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