Archive for » March, 2011 «

How to prevent avoidable exposure…

How to prevent avoidable exposure…
Having worked in a Bank for 29 long years, I think I am qualified to make certain observations  about  lending money  to customers.
First and foremost it is essential to assess the credit worthiness of the customer.
Next,it needs to be ensured that the customer is not a defaulter of other banks/FIs.
Pre-sanction inspection by visiting the residence or factory premises of the proposed borrower is also essential to form an opinion about genuine-ness of the need etc.
Sometimes,bankers try to cut short some procedures and  avoid meticulous compliance of guidelines.This later lands them into accountability problems when loans go bad.
All the above information needs to be shared with the sanctioning authority to help him take a judicious decision about lending or not lending.
Here is a hilarious story to drive home an important point. Take it with a spoon full of salt,though !!
Banta is getting into the shower just as his wife Banto is finishing up her shower, when the doorbell rings.
After a few seconds of arguing over which one should go and answer the doorbell, the wife gives up, quickly wraps herself up in a towel and runs downstairs.
When she opens the door, there stands Santa, the next door neighbor. Before she says a word, Santa says, “I’ll give you Rs.5000/- just to drop that towel that you have on”.
After thinking for a moment, Banto drops her towel and stands naked in front of Santa.
Santa has a close look at her for a few seconds, hands over Rs.5000/- and quietly leaves.
Confused, but excited about her good fortune, Banto wraps back up in the towel and goes upstairs.
When she gets back to the bathroom, her husband Banta asks from the shower “Who was that?”
“It was Santa the next door neighbor,” she replies.
“Great,” Banta,the husband says, “did he say anything about the Rs.5000/- he owes me?”
Share critical credit information with your stakeholders to prevent avoidable exposure!

Getting fresh…

Getting fresh…
Trying to “be fresh” with someone, in the ordinary sense, means being insubordinate, disrespectful, or to just misbehave.
However, between a man and a woman, it indicates “flirting”.That is, someone who is “being fresh” is impolitely making his sexual interest known.
It also indicates sexual aggressiveness.For example,a girl may tell a boy: Don’t get fresh with me,boy!
Now,what should a girl do when a boy tries to get fresh with her ?
Try to remember some really cool replies to his common pick-up lines,so that his act of getting fresh is nipped in the bud !
Here are some samples from my collection based on feedback recieved from friends who overheard the exchange of such dialogues in public places.
You can of course add your own response/s befitting the occasion/s.
Man “Haven’t we met before?”
Woman “Yes, I’m the receptionist at the VD Clinic.”

Man “Haven’t I seen you someplace before?”
Woman “Yeah, that’s why I don’t go there anymore.”

Man “Is this seat empty?”
Woman “Yes, and this one will be too if you sit down.”

Man “So, wanna go back to my place ?”
Woman “Well, I don’t know. Will two people fit under a rock?”

Man “Your place or mine?”
Woman “Both. You go to yours and I’ll go to mine.”

Man “I’d like to call you. What’s your number?”
Woman “It’s in the phone book.”

Man “But I don’t know your name.”
Woman “That’s in the phone book too.”

Man “So what do you do for a living?”
Woman “I’m a female impersonator.”

Man “What sign were you born under?”
Woman “No Parking.”

Man “Hey, baby, what’s your sign?”
Woman “Do not Enter”

Man “How do you like your eggs in the morning?”
Woman “Unfertilized”

Man “Hey, come on, we’re both here at this bar for the same reason”
Woman “Yeah! Let’s pick up some chicks!”

Man “I’m here to fulfill your every sexual fantasy.”
Woman “You mean you’ve got both a donkey and a Great Dane?”

Man “I know how to please a woman.”
Woman “Then please leave me alone.”

Man “I want to give myself to you.”
Woman “Sorry, I don’t accept cheap gifts.”

Man “I can tell that you want me.”
Woman “Ohhhh. You’re so right. I want you to leave.”

Man “If I could see you naked, I’d die happy
Woman “Yeah, but if I saw you naked, I’d probably die laughing.”

Man “Hey cutie, how ’bout you and I hitting the hot spots?”
Woman “Sorry, I don’t date outside my species..”

Man “Your body is like a temple.”
Woman “Sorry, there are no services today.”

Man “I’d go through anything for you.”
Woman “Good! Let’s start with your bank account.”

Man “I would go to the end of the world for you.”
Woman “Yes, but would you stay there?” 
The above list is only indicative,not exhaustive.
A note of caution: Use these dialogues at your own risk !

Have a happy day !

Sher-o-shayari in the Parliament…

Sher-o-shayari in the Parliament…
During a debate on the subject of cash for votes in the Parliament on 23rd March 2011,there was a hearty exchange of poetry between our PM Manmohan Singh and the opposition member Sushma Swaraj.
The PM did not like the insinuations made against him,so quoting Sir Mohammad Iqbal, he recited the following couplet :
Mana ki tere deed ke kaabil nahin hoon main
Tu mera shauk dekh, mera intezar dekh.

Translation :

I admit I am not worth your attention (affection),
but look at (appreciate) my interest (committment) and my patience.
In response,Sushma Swaraj smiled but recited another couplet,again by Iqbal :
Na idhar udhar ki tu baat kar, yeh bata ki kafila kyon luta,
hamen rahjano se gila nahin, teri rahbari ka sawal hai…
Translation :
Don’t make excuses, just explain how the caravan got looted. I am not concerned about the looters, but it is a question of your existence (leadership). 

Such exchanges do liven up the otherwise drab discussions and often wake up a few of the members seen sleeping on their seats ! 

How I wish that, once in a while, instead of such mundane debates and discussions, they have a full session of such sher-o-shayari to regale us ! 

This reminds me of a sher which fits our politicians like the proverbial glove,specially on the quip made by the present PM on the PM in waiting-Advani : 

Yeh dabdaba, yeh hakumat,yeh nasha-e-daulat,
Sabh kiraye ke makaan hain, kiraayedaar  badalte rehte hain!!
Translation :
This prestige,this lording over the masses,this intoxication of wealth-
Are all houses on rent,only the tenants keep changing !!
(meaning that today Congress is on the seat,tomorrow it may be BJP !) 

Before I sign off,I will post another couplet to highlight the ageing Advani’s desire to occupy the PM’s chair  
Tamam umra tera intezar ker lengey
Magar ranj yeh rahega ki zindgi kam hai.
Translation :
I shall wait for you for my entire life,but 
I shall always regret that one life is too less.
More on this subject sometimes later !
Keep smiling ! 

TATA among world’s Top 50…

TATA among world’s Top 50…

I read an article titled :” Worth its salt: Tata among top 50 global brands” in FINANCIAL EXPRESS of 22/03/2011.

Here is what I wrote by way of a Letter to the Editor :

Dear Sir,
This refers to the article titled :” Worth its salt: Tata among top 50 global brands” (FE 22/03/2011).
Indeed,it is a proud moment not only for the Tatas but also for the entire corporate world of India,to see the Tata Brand notching  an enviable position among the  top 50 global brands !
This speaks volumes not only about the group’s capability,capacity and connectivity with its customers,but also about the group’s Brand Equity !
Right from the humble Tata Salt, with its top-of- the-mind recall value of its tag line :” Desh Ka Namak” ( our country’s salt) to the recent Tata Nano , its low priced car,with lots of innovations to its credit and its quite believable tag line :” Khushyion Ki Chaabi ” ( the key to happiness),Tatas have been always focussing on fulfilling the needs and desires of  its end users-its customers.
Tatas surely  know that the magic mantra to carve a niche in the hearts and minds of its users,is not only in giving them quality products at competitive rates but also to give them real value for money ! Here in lies a valuable lesson in Brand Management for the other corporates to emulate and achieve !
Ratan Tata,the commander,and all his soldiers down the line,deserve a great round of applause as well as a healthy annual bonus for their sheer hard work and productivity.Truely,excellence has no limits !
I shall wait to see whether my letter is published or not.Meanwhile say Jai Hind for TATA !

Zarina Wahab-Chit Chor girl….

Zarina Wahab-Chit Chor girl….

I read the following piece of news in the latest issue of my favourite film magazine SCREEN dated 18th March 2011:

Zarina Wahab to play John’s mother

Screen :18th March 2011 

Zarina Wahab, who has played mother to Shah Rukh Khan in My Name Is Khan and Vivek Oberoi in Rakht Charitra, is presently shooting for the remake of Agneepath in which she plays Hrithik Roshan’s mother. She has also been signed on to play mom to John Abraham in Shrishti Arya’s upcoming film that will take off soon in Mumbai.  It will be directed by debutant director Kapil Sharma, the son of astronaut, Rakesh Sharma. John essays the role of a man who is influenced by a lot of women around him, including his mother.  “It’s a contemporary story and talks about the parent-children relationship in today’s world. Like my son, John who will be shown discussing his girlfriends with me,” says Zarina. Chitrandga Singh is cast opposite John. With an urban backdrop, this untitled project will also have some more actors who are yet to be finalised.  

On reading this piece, here is what I wrote to Screen by way of a Letter to the Editor :

ZARINA WAHAB-the Chit Chor girl !
This refers to the small news item titled :”Zarina Wahab to play John’s mother” on page 1 of Screen’s latest issue dated 18th-24 March 2011.
It is really sad to see this “Chit Chor“(1976) girl and heroine of  several hit movies of  yester years, being now relegated to playing stereotype roles of mothers etc. in movies and in TV serials.
She had immense potential but unfortunately,somehow, many producers / directors missed exploiting it in her hey days, except perhaps Basu Chatterjee (Chit Chor,Tumhare Liye).
She had really captured the hearts of discrening audiences with her image of a middle class natural beauty and she had made a very popular pair with Amol Palekar.
That she still has the fire in her belly to excel in any role,has been amply proved by her winning the best supporting actress award in the recently concluded -The Global Indian Film and TV awards (2011) against stiff competition,for her well etched role of Razia Khan as mother of Shahrukh Khan in Karan Johars movie “My name is Khan” !
It will be recollected by avid cine-goers of late 70s era that Zarina had been nominated for a Filmfare best actress award for her role in “Gharonda“as long back as in 1977.Recently she was nominated for Screen Award for best supporting actress for her role in “Rakta Charitra” (2010) too.
So it is clear that in spite of a rumoured stressful married life,she continues to give her best shot to whatever role she gets.That speaks volumes about her talent.That at the age of 51-52,she gets offers to play roles of a mother to John Abraham and Hrithik Roshan,speaks of her calibre.
It is suggested that Screen should do justice to her (which has been denied to her so far) by featuring a full length article on this star-she really deserves it.By the way,if one visits the popular Youtube website,one will find that songs picturised on her in “Chit Chor” are still immensely popular (” Gori Tera Gaon Bada Pyara“,”Jab Deep Jale Aana“,”Aaj sey pehle,aaj sey zyada“) and are being still viewed by many lovers of Yesudas’s voice and Ravindra Jain’s music.Give Zarina her due please !
I shall wait for the next issue of Screen to see if my views on Zarina are published or not !
For those readers who would like to listen to the beautiful songs from Chit Chor,here are the links to the three songs listed above :
Zarina Wahab

All Ye Married Men…

All Ye Married Men….

Holi is here. Holi means revelry. Holi is gorging on gujiya. Holi is laughter and merry-making. Holi to me is nostalgic. I remember various Holi festivals celebrated with family and friends at various places where I was posted on  transfer during my service of 29 years with my Bank.  

I also cherish sweet memories connected with “Hasya Kavi Sammelans” (a sammelan in Hindi, literally means a congregation of poets) which I attended at various places and a few in which I even participated. 

Usually, such sammelans are held around Holi time. The greatest thing about these sammelans is that the poets mix humour with social messages. The humour is generally clean and simple, sometimes a bit naughty or bawdy but it is presented in perfect verse and is recited boisterously to the exciting cries of “wah wah” from the listeners. It is quite heady for the poets (though some claim that the real kick comes from consumption of a mildly alcoholic concoction called “bhaang“!) 

I have a great liking and respect for some top class poets in Hindi. Here is an effort to list a few in random order: Ashok Chakradhar, Surendra Sharma,Arun Jemini,Hari Om Panwar,Shail Chaturvedi,Kumar Vishwas and Om Vyas. The late Kaka Hathrasi was also a favourite of mine in early college days. All of them have their distinct styles of writing and reciting poetry. All of them enjoy a huge fan following. 

This posting is meant to celebrate the festival of Holi and to begin with I would say:” Burra naan maanon,holi hai! “(Please do not misunderstand, for it is Holi time-and so a little liberty is permitted !). 

One of the best and most entertaining pieces of funny Hindi poetry that I have ever heard, still remains firmly etched in my mind. I had noted down its lively lyrics on pieces of paper hurriedly, while attending one of such sammelans in Chandigarh-around 1986/87 or so, if I recall correctly. The poem is about a complaint of a husband to his dear wife. I don’t know who the original poet of this composition is. Some attribute the original poem in Punjabi, to a Pakistani poet named Zahid Fakhri. Many other poets in India and abroad have also recited the poem at various funny poetry festivals. The main point is that the poem is a laugh riot and has been always lapped up by the appreciating crowds, be it in Chandigarh, Lahore, Delhi or Jaipur. 

Without further formalities, I am now posting the original poem in chaste colloquial Punjabi, along with its passable Hindi translation by me and later its equivalent translation by yours truly again, in English as well. As is but natural, on translation, some of the original charm is lost, but still the humour in the poem remains intact and enjoyable. So, ignoring any or all mistakes made by me, just enjoy it… OK?  

I. Original Punjabi version 

kadi taan peyke jaa ni begum…. (shohar ki fariyaad begum sey)  

kadi taan peyke jaa ni begum, aavey sukh da saah ni begum 


katthian reh reh akk gayey haan hunn,laagey beh beh thakk gaye haan hunn 

teendiyaan waangoon pakk gaye haan hunn, tey bharr wee nakko nakk gaye haan hunn 

hunn seeney thand paa ni begum, kadi taan pekey jaa ni begum….   


ikko chchapad dey wich tarr key, ki labhbha aye shaadi karr key 

jindadi langh chali marr marr key, adhdhey reh gayey haan darr darr key 

oey mill gayi badi sazaa ni begum, kadi taan peykey jaa ni begum….. 


tey ki ki rang wikha dittey nein, sajjan yaar chchudda dittey nein 

pichchley pyaar bhulla dittey nein, vaingan takk khawaa dittey nein 

taras koi hunn khaa ni begum, kadi taan peykey jaa ni begum… 


shaam manaan noon dil kardaa aey, cigrett, paan, noon dill karda aey 

baahron khaan noon dill karda aey, dhaabey naahan noon dill karda aey 

karr dey poorey chaa ni begum, kadi taan peykey jaa ni begum… 


tey apni marzi aaiey jaaiey, mundiaan varrgey kapdey paaiey 

raatan noon shubh raat banaaiey, kujhjh din assi wee eed manaaiey 

oey badley zarra hawwa ni begum, kadi taan peykey jaa ni begum… 

II. Hindi Translation 

kabhi  to maayeke jaa ni begum…(pati ki fariyad beewee sey)       

kabhi to maayeke jaa oh begum, aayey sukh kaa shwaas oh begum 


 ikaththey reh kar ab oob gaye hain hum,saath beth kar chakna choor ho gaye hum 

 teendon jaise pakk gaye hain hum, naako-naak takk bharr gaye hain abb hum 

abb seeney mein thand daal oh begum, kabhi to maayeke jaa oh begum… 


ek hi chchapad mein tarr tarr karr, kya paaya hai shaadi karr karr  

 zindagi guzar chali marr marr karr,  aadhey reh gayey hain darr darr karr 

oh mill gayi badi sazza oh begum,  kabhi to maayeke jaa oh begum… 


kya kya rangg dikhlaa deeye tum nein, sajjan yaar chchudva deeye tum nein

pichchley pyaar bhulvaa deeye tum nein,baingan tukk khilwaa deeye tum nein 

taras ab humm parr khaa oh begum, kabhi to maayeke jaa oh begum… 


 shaam manaaney ko dill karta hai, cigrett, paan ko, dill karta hai  

 baahar khaaney ko dill karta hai, dhaabey naahney ko dill karta hai  

karr dey poorey armaan oh begum, kabhi to maayeke jaa oh begum… 


 apnee marzee aanvein jaanvein, ladkon jaisey kappdey  appnaavein 

 raaton ko shubh raat banaavein,kuchch din hum bhi eed manaavein 

oh badley zarra hawwa oh begum,kabhi to maayeke jaa oh begum… 

III. Literal English Translation 

Go to your mothers place sometimes oh wife (a husband’s request to his wife) 

Go to your mothers place sometimes oh wife, Let me breathe with some ease oh wife 


Staying together, we are now so bored, Sitting besides each other, we are so tired 

Like an over-ripe vegetable I have become really now, Up till my nostrils I am fed up of you really now 

Let in some cold air into my lungs oh wife, Go to your mothers place sometimes oh wife  


Bathing in the same shallow pond so far dear, Pray what did we get from this marriage dear 

Life has just passed in toiling and trudging, I’ve reduced to half, out of fear and wearing     

You’ve given me enough punishment oh wife, Go to your mothers place sometimes oh wife   


Oh what colours of life you’ve shown me, Friends and well wishers have abandoned me 

All my old flames, I have just forsaken, I hated brinjals, but you made me eat ’em 

Have some pity on me now oh wife, Go to your mothers place sometimes oh wife  


Would love to celebrate my evenings alone, Love a few puffs of cigarettes, all alone  

Dining out in some fancy place, I crave, Bathing at a hand pump at a roadside place 

Let me fulfill my desires oh wife, Go to your mothers place sometimes oh wife   


Would love to come and go as I please, Wear simple clothes an do as I please 

Would love to enjoy my late night feasts, Feel as if I am enjoying a festival of Eid 

Oh, I wish for a change of air, oh wife, Go to your mothers place sometimes oh wife…


So, all ye married men, you must be surely sharing the sentiments expressed by this poem, as I do. Keep smiling ! 

By the way, there is an equally hilarious rejoinder to this poem from the wife’s side (original in Punjabi), but to have a taste of its flavour, you will have to wait a while. 


Budget and my family…

Budget and my family

On 28th February 2011, I sat glued before my TV set, waiting for the goodies from FM’s bag. As a retired person of 62, I had hoped, he would bring down the age for senior citizen as per IT Act from 65 to 60. He did. I was happy. I had also hoped for increase in TDS limit for fixed deposits parked in banks from the present measly Rs.10,000/- to at least Rs.50,000/-. He didn’t. I was not happy. Thus, ultimately, he made me 50% happy. I also felt let down by the meat-less bone he threw at me-an aam aadmi or a common dog- by way of raising income tax exemption limit from Rs.1.60 lacs to Rs.1.80 lacs. Yet, I reconciled myself by saying that something was better than nothing. Seeing me smile, my IT savvy son said: “Pop, it’s all gas. Let the fizz settle down. See the fine print in the papers tomorrow morning.” 

On 1st March 2011, with Shakespearean “Beware of the ides of March” quote echoing in my mind, I glanced at the head lines. “Good on intent, short on delivery”, ”Balance between growth and prudence”, “FM’s head and heart both are in the right place”, “Tie between deficit and growth”, “High on promises, no remedies”, “Not a pocket friendly budget”, “Nothing khaas for the aam aadmi”. Each news-paper had a different head line but the story was the same. Picking up a magnifying glass, I patiently went through the fine print. This is what I found: 

“Sanitary napkins/diapers-excise duty reduced from 10% to 1% “

Well, these will become cheaper for the users. Unluckily, I am not a user so far! The elderly (80 plus) who have bladder control problems, can stock a few packs of diapers for their “rainy days” (read bed-wetting days), for may be, next year, the next FM may roll back ED again to 10%, if he has no users in this category in his home. One good point about napkins-even your maid servant Kantabai, can be educated now to switch over to hygienic options. 

“Branded jewellery – 1% ED added”.

I don’t know about Pranab da’s wife, but my better half loves branded jewellery. She brands me a not-so-romantic a person if I don’t buy a new branded pendant on our anniversary for her to pamper her penchant for such items. However, with gold  prices having gone up, 1% doesn’t matter enough to bring the craze down. 

“Branded garments- 10 % ED added”.

The garment manufacturers have since gone on a day’s strike but I feel he will not roll it back. FM perhaps doesn’t wear branded garments, so he seems to be jealous of those who wear them (natural human tendency). My son loves branded garments. I don’t, because one size doesn’t fit all. Invariably, a ready made trouser needs to be got altered at the seat or at the feet. Switching over to the good old friendly neighbour hood “tailor-masterji / darzi, would be a better strategy to save some bucks. Moreover, the darzi, makes garments as per your measurements (and earns a livelihood, too). 

“Hospital services will become expensive, specially the air-conditioned ones.”

Hospitals should now go for cheaper rooms with antique “coolie-pankhas” of those good old days, when a large sized fan made from palm tree leaves was hung from the ceiling and a person kept on pulling a string to work it to and fro. I am sure it will be a novelty for the new young generation. 

“Food-mixes, ketchups, R-T-E foods – 1 % ED added”.

These items are now branded as convenience foods, which have really made women’s lives easier. No cutting, chopping, grinding, mixing etc. If the duty loaded now makes them beyond your reach, try switching over to ancient methods of using mixers, mortar and pestle or grinding stone. I loved my late dad who was an expert at making tasty green chutney manually, using what was popularly then called “langri sota” – a must in all Punjabi homes. It was a good exercise too for my dad. Now, such ancient equipments are probably fit to be “museum pieces”. 

“Service-tax now to be levied on coaching classes.”

This is really a good revenue generating measure for the Government. With such centres mushrooming literally in every gully / mohalla, of our cities and towns, with hardly any consideration for quality education or faculty, I think only those centres will survive which are serious about their objectives. Coaching centre owners haven’t yet aired their views on this levy or downed their shutters for a day in protest, since in all probability, the poor students / their parents will have to pay higher fees to cover up the levy! Thankfully, at this age, I have no family members to attend such classes. By the way, at my age, I have to re-learn so many things in life and my wife and children give me free classes, so the FM’s move  doesn’t affect me! 

I will now take a break, with a brand of my favourite snack, whose name rhymes with Tit-Tat. I think the FM has spared such snacks from taxes, for the present. Having spent so much time with the magnifying glass, in this back breaking scrutiny of fine print, you will agree that break tau banta hai ! No ? Certainly !

Secret of success…

Secret of success

What is the secret of success? Your answer could vary depending upon your individual perceptions and experiences.  

I recently read an article which said that to know the secret of success, get the mind-set of an ant! An ant? That tiny insect you mean? Yes, an ant. Read along…. 

I loved this article for its great motivational message. So I am posting it here for a wider circulation, especially for my students. I hope it will add some more meaning to their lives. 

Yes, I agree that sometimes the biggest lessons in life come from the smallest folks around us. 

All of us tend to look up to big people for lessons on how to get better. We are keen to learn the secrets of their success. But we forget that sometimes the biggest lessons in life come from the smallest folks around us.  

Now that’s a good lesson to remember! Take ants for instance. Would you believe those small creatures can teach us how to live a better life?  

Jim Rohn – the great motivational guru – developed what he called the ‘Ants Philosophy’. He identified four key lessons from the behavior of ants that can help us lead better lives. Jim Rohn is no more – but his messages continue to inspire.  

Here then, are the four lessons from Rohn’s ‘Ants Philosophy’.  

1. Ants never quit.

Have you noticed how ants always look for a way around an obstacle? Put your finger in an ant’s path and it will try and go around it, or over it. It will keep looking for a way out. It won’t just stand there and stare. It won’t give up and go back. We should all learn to be like that. There will always be obstacles in our lives. The challenge is to keep trying, keep looking for alternative routes to get to our goals. Winston Churchill probably paraphrased the ant’s mindset when he offered this priceless advice: “Never give up. Never,never give up!”  

2. Ants think winter all summer.

Remember the old story of the ant and the grasshopper? In the middle of summer, the ant was busy gathering food for the winter ahead – while the grasshopper was out having a good time. Ants know that summer – the good times – won’t last forever. Winters will come. That’s a good lesson to remember. When the going is good, don’t be so arrogant as to believe that a crisis or a setback cannot happen to you. Be good to other people. Save for a rainy day. Look ahead. And remember, good times may not last, but good people do.  

3. Ants think summer all winter.

As they suffer through the unbearable cold of the winter, ants keep reminding themselves that it won’t last forever, and that summer will soon be here. And with the first rays of the summer sun, the ants come out – ready to work, ready to play. When we are down and seemingly out, when we go through what looks like a never-ending crisis, it’s good to remind ourselves that this too shall pass. Good times will come.

It’s important to retain a positive attitude, an attitude that says things will get better. As the old saying goes, tough times don’t last. Tough people do.  

4.Ants do all they possibly can.

How much food does an ant gather in summer? All that it possibly can! Now, that’s a great work ethic to have. Do all you can! One ant doesn’t worry about how much food another ant is collecting. It does not sit back and wonder why it should have to work so hard. Nor does it complain about the poor pay! Ants just do their bit. They gather all the food they can.  

Success and happiness are usually the result of giving 100% – doing all you possibly can. If you look around you, you’ll find that successful people are those who just do all they possibly can.  

Follow the four simple steps of Jim Rohn’s ‘Ant Philosophy’ – and you’ll see the difference. Don’t quit. Look ahead. Stay positive. And do all you can. And there’s just one more lesson to learn from ants.

Did you know that an ant can carry objects up to 20 times their own weight? Maybe we are like that too. We can carry burdens on our shoulders and manage workloads that are far, far heavier than we’d imagine.  

Next time something’s bothering you and weighing you down, and you feel you just can’t carry on, don’t fret.  

Think of the little ant. And remember, you too can carry a lot more on your shoulders!  

The author of this piece is : Prakash Iyer-MD, Kimberly-Clark and Executive Coach. 

Hope you like the article as much as I enjoyed posting it!

The secret of success
Category: Ideas, Nature  6 Comments

How The Stock Market Works…?


You must have often wondered, like me,as to how the stock market works. Well,here is an interesting story on the topic.

Stock Market funny monkey

Once upon a time in a village, a man appeared and announced to the villagers that he would buy monkeys for $10 each.

The villagers, seeing that there were many monkeys around, went out to the forest and started catching them.

The man bought thousands at $10 and as supply started to diminish, the villagers stopped their effort.

He further announced that he would now buy at $20. This renewed the efforts of the villagers and they started catching monkeys again.

Soon the supply diminished even further and people started going back to their farms. The offer increased to $25 each and the supply of monkeys became so little that it was an effort to even see a monkey, let alone catch it!

The man now announced that he would buy monkeys at $50! However, since he had to go to the city on some business, his assistant would now buy on behalf of him.

In the absence of the man, the assistant told the villagers; “Look at all these monkeys in the big cage that the man has collected. I will sell them to you at $35 and when the man returns from the city, you can sell them to him for $50 each.”

The villagers rounded up with all their savings and bought all the monkeys.

They never saw the man nor his assistant, only monkeys everywhere!

Now you have a better understanding of how the stock market works.

Ha! Ha! What is the moral from this story ?

Its so obvious,friends !! NEVER BUY MONKEYS !!